Bank’s Credit Portfolio comprises of various processes handled by a bank generally, at pre-sanction and post-sanction stage of a loan. As the public’s money is lent out as advances, it is the prime duty of the bank to judge that the borrowers are genuine, having high integrity, capable enough to run the business, funds are required and also to ensure their repaying capacity.
Through this course you will be learning about analysis of financial ratios, different types of financial ratios, loan policies & components of loan policy, policy framing, credit monitoring, monitoring of bills portfolio, monitoring of operations, deficiencies observed at the monitoring stage, procedure for documentation, rules relating to stamping of documents, and also about credit risk management.

12 Months

4 Hours

online